TikTok has revolutionized financial literacy for Generation Z by transforming complex monetary concepts into digestible, entertaining content formats that resonate with young audiences seeking practical advice outside traditional educational channels. The platform's algorithm-driven discovery mechanism has democratized financial information, allowing everyday creators to gain massive followings by sharing personal experiences and strategies that feel more authentic than institutional guidance. This shift has created unprecedented opportunities for both independent financial content creators and established brands to reach Gen Z consumers through engaging, short-form videos that blend education with entertainment, fundamentally altering how an entire generation approaches financial decision-making.